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Who’s the United Residence Life Firm?


Rachael Brennan has been working within the insurance coverage trade since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which period she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as properly. She has labored for small well being in…

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Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration companies. He’s additionally a strategic author and editor with a background in branding, advertising, and high quality assurance. He has been in army newsrooms — actually on the frontline of journalism.

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Benji Carr


Former Licensed Life Insurance coverage Agent


UPDATED: Feb 24, 2022

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Fast Info

  • United Residence Life provides time period and complete life insurance coverage
  • You’ll be able to file a declare with United Residence Life on-line
  • United Residence Life has acquired excessive rankings from each A.M. Greatest and the Higher Enterprise Bureau

You need to shield your family members after you’re gone, and shopping for a life insurance coverage coverage from the United Residence Life Firm could possibly provide help to depart a monetary cushion for these you’ve left behind. United Residence Life has been within the insurance coverage enterprise for over 70 years, and it sells insurance coverage merchandise which are extra simply accessible to people who’ve a pre-existing situation like diabetes.

Preserve studying to find extra about United Residence Life’s insurance coverage merchandise and how one can simply file a declare with this firm.

When you’re studying this United Residence Life overview, you can enter your ZIP to obtain free insurance coverage quotes from life insurance coverage firms close to you.

Who’s the United Residence Life Firm?

Based in 1948, United Residence Life serves as a subsidiary of United Farm Household Life Insurance coverage Firm. Whereas United Residence Life calls Indianapolis its residence, the corporate is licensed to offer insurance coverage all through the nation. You received’t have the ability to discover a United Residence Life insurance coverage agent’s workplace anyplace as this firm solely sells its life insurance coverage merchandise by way of unbiased brokers.

Your life insurance coverage quotes are all the time free.

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Is United Residence Life extremely rated?

You received’t have to fret about United Residence Life’s potential to pay out on claims as a result of it has an A- ranking from A.M. Greatest, which signifies that this firm is on strong footing, financially talking. United Residence Life’s market share info isn’t shared on the corporate web site, however if you’re searching for financially sturdy life insurance coverage, you need to use this chart which shows the market share rankings of among the finest life insurance coverage firms.

You must also know that the United Residence Life Insurance coverage Firm is a Higher Enterprise Bureau (BBB) accredited enterprise and has an A+ ranking. Whereas the corporate has a one-star ranking on the BBB, it is very important be aware that there’s just one overview on that website.

What sorts of life insurance coverage merchandise does United Residence Life supply?

United Residence Life provides a complete of eight time period and complete life insurance coverage merchandise. These merchandise are as follows:

  • Easy Time period 20
  • Easy Time period 30
  • Easy Time period 20 ROP
  • Easy Time period 20 DLX
  • Specific Challenge Entire
  • Specific Challenge Premier
  • Specific Challenge Deluxe
  • Supplier

Two of the plans on this record are designed to assist people identified with diabetes get the protection they should shield their family members. You’ll be able to rise up to $50,000 in protection if you are going to buy the Specific Challenge Deluxe Entire Life or the Easy Time period 20 DLX, a time period coverage.

These insurance policies don’t require you to take a medical examination, however you have to to reply just a few well being questions if you apply. You’ll be able to even buy riders like an unintended dying profit rider or a baby rider.

If you happen to’ve been declined by one other insurance coverage firm as a result of your diabetes analysis, you might need to think about submitting an utility for considered one of these insurance policies.

United Residence Life doesn’t supply an internet quote device and even an agent finder device. Bearing that in thoughts, if you want to get an thought of what you might pay for all times insurance coverage, you need to use this information that illustrates the typical charges issued to people of various ages and who’ve completely different smoking habits.

As you’ll be able to see, charges can fluctuate wildly from individual to individual, however maintaining a healthy diet meals and exercising often are two methods that would provide help to obtain a decrease price in your life insurance coverage quotes. If you want a neighborhood agent in your space to get you a quote from United Residence Life, you could possibly name the corporate straight and ask a United Residence Life customer support consultant for help.

Is it straightforward to file a declare with United Residence Life?

Submitting a declare with United Residence Life is so easy you received’t even should trouble remembering your United Residence login info. There’s a type straight on the corporate web site which you can fill out and submit on-line. It’s also possible to print the shape out to save lots of a duplicate on your information. Or you’ll be able to mail your claims type to United Residence Life’s declare division.

If you want to comply with together with how your declare is progressing, you might have to name the United Residence Life telephone quantity once in a while, however keep in mind that United Residence Life doesn’t supply a 24-hour customer support line. You’ll solely have the ability to attain out to United Residence Life Monday-Friday from 8 a.m.-6:30 p.m. EST.

Your life insurance coverage quotes are all the time free.

 Secured with SHA-256 Encryption

What You Have to Know About United Residence Life

So, is United Residence Life Insurance coverage Firm a ripoff or a superb funding on your monetary future?

Since there isn’t any proof on the corporate’s web site that permits for any examination of United Residence Life’s insurance coverage charges, it’s unclear if its insurance policies are costly. That being mentioned, the United Residence Life Insurance coverage Firm has remained in enterprise for over 70 years by promoting its insurance policies by way of unbiased brokers. This can be a good signal that speaks to its customer support and high quality of the life insurance coverage merchandise that United Residence Life gives. Nonetheless, it could be a good suggestion to look over some United Residence Life Insurance coverage evaluations earlier than making a choice.

When you received’t have the ability to get a free quote by way of United Residence Life’s web site, you could possibly name in and ask for help to find a neighborhood agent. Contacting a neighborhood agent may be your finest technique for studying extra about potential riders provided by United Residence Life as properly.

Now that you just’ve concluded this United Residence Life overview, you’ll be able to really feel assured to begin purchasing on your personal life insurance coverage coverage. Enter your ZIP code to begin evaluating free life insurance coverage quotes as we speak.

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